Please read the following terms and conditions carefully as it sets out the terms of a legally binding agreement between you (the reader) and benefai technologies LLP.

1) Introduction
This following sets out the terms and conditions on which you may use the content on www.benefai.com website, www.benefai.com’s mobile browser site and other digital publishing services (www.benefai.com and www.payments.benefai.com) owned by benefai technologies LLP, all the services herein will be referred to as benefai technologies LLP Services.

2) Subscription Access and Use
We welcome users to subscribe our services. We offer the below mentioned subscription services which may be subject to change in the future. All changes will be appended in the terms and conditions page and communicated to existing users by email. Subscription services are offered for individual subscribers only. If multiple individuals propose to access the same account or for corporate accounts kindly contact or write in to us. Subscription rates will vary for multiple same time access. The nature and volume of Benefai advisory services you consume will vary according to the offer you subscribe or on the geography you reside. The details of the services and access offered for each account have been listed on user accounts pages. We may in exceptional circumstances cease to provide subscription services. We will give you at least 2 days notice of this, if possible. If we do so, then we will have no further obligation to you.

3) Privacy Policy and Registration
All information received by us from your registration/subscription on www.payments.benefai.com will be used by benefai technologies llp in accordance with our Privacy Policy. Kindly read the below mentioned details.

On registration/subscription, we expect you to provide details with an accurate and complete information of the compulsory fields. We also expect you to keep the information secure, specifically access passwords and payment information. Kindly update the information periodically to keep your account relevant. Benefai consulting services will rely on any information you provide to us.Each registration/subscription is for a single user only.

On registration/subscription, you will choose a user name and password (“ID”). You are not allowed to share your ID or give access to your account to anyone else. Benefai’s Premium subscription does not allow multiple users on a network or within an organization to use the same ID.

On knowledge, Benefai’ may cancel or suspend your access to Benefai premium services if it comes across you sharing your personal access without further obligation to you.

You are responsible for all the use of Benefai.com premium service made by you or anyone else using your ID and for preventing unauthorised use of your ID. If you believe there has been any breach of security such as the disclosure, theft or unauthorised use of your ID or any payment information, you must notify Benefai support team immediately by e-mailing us at info@benefai.com. We recommend that you do not select an obvious user password (such as your name) and that you change it regularly.

4. Personal Subscription Services
When you subscribe to benefai.com Premium access, you gain access to our consulting services and many exclusive features specially chosen for you by the Benefai team. The nature of content behind the premium service is subject to change; the final decision of which lies with the Editor. Types of subscription: Services may differ from country to country from which you subscribe. Subscriptions packages and price may also vary in time.

Contract formation:
Benefai team will try to process your subscription promptly but does not guarantee that your subscription will be activated by any specified time. By submitting your payment and other subscription details, you are making an offer to us to buy a subscription. Your offer will only be accepted by us and a contract formed when we have successfully verified your payment details and email address, at which point we will provide you with access to your subscription. Benefai advisory team reserves the right to reject any offer in its discretion, for any or no reason.

Benefai may partner with third party service providers to offer bundled services, under which the payment for both the services will be collected by benefai technologies. Benefai will endeavour to provide a seamless access to all such third parties with a single one point access. There could be a gap in this seamless access due to a technology breakdown, temporary disconnection of the internet connection or any factors beyond the reasonable control of Benefai technologies. In such cases the contract will be formed once the access to the partner services are restored.

Payment details:
When you purchase a subscription, you must provide us with complete and accurate payment information. By submitting payment details you promise that you are entitled to purchase a subscription using those payment details. If we do not receive payment authorization or any authorization is subsequently cancelled, we may immediately terminate or suspend your access to your subscription. In suspicious circumstances we may contact the issuing bank/payment provider and/or law enforcement authorities or other appropriate third parties. If you are entitled to a refund under these terms and conditions, we will credit that refund to the card or other payment method you used to submit payment, unless it has expired in which case, we will contact you. Benefai technologies will use the services of quality third party payment service providers to process your payment. Payment options are primarily through Net Banking, UPI transfer, debit/credit card. Benefai technologies may offer other payment mechanisms from time to time.

Pricing:
The subscription price will be made clear to you on our subscription process pages or otherwise during the sign-up process and may vary from time to time, by region or by country. You agree to pay the fees at the rates notified to you at the time you purchase your subscription. Subscription to premium services on payments.benefai.com are generally of monthly frequency. Benefai technologies however may choose to offer fixed term or fixed payment frequency offers from time to time. The currency in which your subscription is payable will be specified during the order process, depending on the service and your country of residence. Eligibility for any discounts is ascertained at the time you subscribe and cannot be changed during the term of your subscription. We will always tell you in advance of any increase in the price of your subscription and offer you an opportunity to cancel it if you do not wish to pay the new price.

Taxes:
Subscription and access to benefai services fall under the purview of Service Tax as per the current indirect taxation policy, Government of India. Taxes are applicable for consumption of content on the website and other products of Benefai technologies services uniformly for customers based in India and outside the country. Unless otherwise indicated, prices stated on our website are inclusive of applicable Service Tax, any applicable value added tax (VAT) or other sales taxes.

Pricing errors:
If we incorrectly state a price to you whether online or otherwise, we are not obliged to provide you with a subscription at that price, even if we have mistakenly accepted your offer to buy a subscription at that price, and we reserve the right to subsequently notify you of any pricing error. If we do this, you may cancel the subscription without any obligation to us and we will refund you any money you have paid us in full, or you may pay the correct price. If you refuse to exercise either of these choices then we may cancel your subscription and will refund you any money you have paid us in full. We will always act in good faith in determining whether a genuine pricing error has occurred.

Other costs:
In addition to any subscription fees you pay, you are responsible for paying any internet connection or other telecommunications charges that you may incur by accessing the premium services or using the services available on it. For example, if you use any of our mobile services then your network operator may charge you for data or messaging services.

5. Subscription Period Renewal

Renewals:
If you choose to pay monthly, your subscription will continue until you tell us that you no longer wish to receive it, in which case you will stop paying the monthly fees. We will notify you at least 7 days in advance of any changes to the price in your subscription that will apply upon next monthly renewal. Please visit the “How to cancel” section below for details of how to cancel your monthly subscription. Unless you notify us before the end of your chosen subscription period that you no longer wish to receive it, your subscription will renew for another period as applicable. We will charge the subscription using the same card or other payment method that you previously used.

6. Who Your Personal Subscription Contract is with
If you pay at payments.benefai.com digital subscription and are resident in any country, then you will be contracting with benefai technologies llp, 1/1, I Gate Building, 4th Floor, Jakkasandra, Koramangala, Bengaluru – 560034, Karnataka, INDIA.

7. Third Party Sites and Services
Benefai technologies may contain links to other Internet websites or online and mobile services provided by independent third parties, including websites of our advertisers and sponsors (what we call “Third Party Sites”), either directly or through frames. Third Party Sites also include co-branded with Benefai and so include Benefai ‘s trademarks.

It is your decision whether you purchase or use any third-party products or services made available on or via Third Party Sites and you should read Section 8 below carefully. Our Privacy Policy does not apply to Third Party Sites. Benefai technologies contains advertising and sponsorship. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on Benefai.com complies with international and national law. Benefai.com is not responsible for any error or inaccuracy in advertising, incorrect links or sponsorship material.

8. Our Responsibilities towards You
A summary of what this section means: this section is important and you should read it carefully. It makes clear to what extent, if any, Benefai.com accepts responsibility (liability) to you for your use of Benefai.com or in respect of any third-party products or services that we refer to or advertisements or any other link to on Benefai.com. Unless you are a premium subscriber to Benefai consulting services, we accept no financial responsibility to you arising from your use of Benefai.com or the content, advertisements and links published on Benefai.com. If you are a Benefai premium service subscriber, we limit our financial responsibility to you arising from your use of Benefai.com and/or the Premium Services you consume on Benefai.com to the price you paid for your subscription.

In no circumstances do we accept responsibility for your use of Third-Party Sites or services not limited to advertisements, links in respect of any Third-Party Products. By Third Party Sites we mean websites, online or mobile services provided by third parties, including websites of advertisers and sponsors that may appear on Benefai.com. By Third Party Products we mean products or services provided by third parties.

Limitations of content published on Benefai.com:
All content published on Benefai.com (including any information we publish regarding Third Party Products) is only for your general information purposes and is not intended to address your particular requirements. In particular, Content created by Benefai.com`, its syndication partners and any other content provided by third parties and distributed by Benefai.com, does not constitute any form of advice, recommendation, representation, endorsement or arrangement by Benefai.com. It is not intended to be and should not be relied upon by users in making (or refraining from making) any specific investment, purchase, sale or other decisions. Appropriate independent advice should be obtained before making any such decision, such as from a qualified financial adviser. Any agreements, transactions or other arrangements made between you and any third party named on (or linked to from) Benefai.com are at your own responsibility and entered into at your own risk. Any information that you receive via Benefai.com, whether or not it is classified as “real time”, may have stopped being current by the time it reaches you. Share price information may be rounded up/down and therefore may not be entirely accurate.

What we promise:
Benefai.com consulting team promises to develop and operate Benefai.com with reasonable skill and care and will use reasonable efforts to promptly remedy any faults of which it is aware or made aware of.

What we do not promise:
Benefai.com does not provide any promises or warranties other than defined above. The content is provided on an “as is” and “as available” basis. While the content creation team and its partners from whom content is syndicated make the best of their efforts to put together accurate, complete and authentic content, benefai.com and Benefai.com does not make any promises in respect of content published on its website and/or the services and functions available on or through Benefai.com or of the quality, completeness or accuracy of the information published on or linked to from Benefai.com other than as expressly stated above.

The above disclaimers apply to your use of Benefai.com. Without limiting the above, benefai technologies is not liable for matters beyond its reasonable control. Benefai technologies does not control third party communications networks (including your internet service provider), the internet, acts of God or the acts of third parties.

Our financial responsibility to you:
You agree that if we are in breach of these terms and conditions, we will only be responsible to you for any damages that you incur arising out of your use of Benefai.com (to the extent that benefai technologies liability is not otherwise excluded by this section 8) as follows: If you incur any loss as a result of using Benefai.com or any Content outside the scope of these terms and conditions, benefai technologies accepts no responsibility (liability) to you for this.

You will be responsible for all claims, liabilities, damages, cost and expenses suffered or incurred as a result of your breach of these terms and conditions. Benefai technologies will only be responsible for loss or damage you suffer which is the reasonably foreseeable result of Benefai.com ‘s breach of a legal duty of care owed to you. Benefai technologies will not be responsible to you for any loss or damage suffered by your business, such as lost data, lost profits or any business interruption.

If you have a premium subscription then you may terminate your subscription in writing to info@benefai.com. If Benefai.com is unavailable or inaccessible to you for more than 5 days in a 30-day period, as a result of the fault or failure of Benefai.com, in which case we will refund you any amount that you have paid to us in advance that relates to any period which was still to run on your subscription. You may instead at your option receive a renewal to your subscription free-of-charge at the point of renewal.

The limitations of liability in this section 8 apply for the benefit of benefai technologies LLP, its affiliates, and all of their respective directors, employees, agents or any company who we transfer our rights and obligations to in accordance with these terms and conditions. To the full extent permitted by law you acknowledge and agree that our third-party content and data suppliers have no liability whatsoever to you in respect of any of their data supplied to you as part of Benefai.com Benefai technologies liability will not be limited in the case of death or personal injury directly caused by Benefai.com’s negligence in those countries where it is unlawful for benefai technologies to seek to exclude such liability.

9. Choice of Law and Jurisdiction
If you are a user whose principal address or principal use of Benefai.com Digital services occurs in any jurisdiction across the world then these terms and conditions will be subject to Indian law. In this case, to the extent possible in the applicable jurisdiction, both you and we agree that the competent courts in Bangalore, India will have non-exclusive jurisdiction to settle any dispute which may arise out of, under, or in connection with these terms and conditions.

10. General
You may not license or transfer any of your rights under these terms and conditions. We may transfer any of our rights or obligations under these terms and conditions to any individual, organization or entity but if we do so we will ensure that any company/individual/entity to whom we transfer our rights or obligations will continue to honour your rights under them. Any resultant changes to the terms and conditions will be intimated to you via email and updated on this website.

If any provision of these terms and conditions is found to be invalid by any court having competent jurisdiction, the invalidity of that provision will not affect the validity of the remaining provisions of these terms and conditions, which will remain in full force and effect. Failure by either party to exercise any right or remedy under these terms and conditions does not constitute a waiver of that right or remedy. Headings in these terms and conditions are for convenience only and will have no legal meaning or effect. These terms and conditions constitute the entire agreement between you and benefai technologies LLP for your use of the Benefai.com website, Benefai.com mobile and other digital products and services from Benefai.com. They supersede all previous communications, representations and arrangements, either written or oral.

11. Content ownership
All Content created and published on the digital platforms under the url https://www.benefai.com and https://www.payments.benefai.com the mobile browser site, applications, belong to benefai technologies LLP and its licensors who own all intellectual property rights (including copyright and database rights) No intellectual property rights in any of the content are transferred to you while you consume the content on this platform. Benefai technologies LLP and benefai.com are registered trademarks of benefai technologies LLP and you may not use them without prior written permission from benefai technologies. You are permitted to use the content on this platform only as set out in our Copyright Policy.

12. Changes to Terms and Conditions and Validity
These terms and conditions were in effect from 24-MAR-2021 and replace with immediate effect the terms and conditions previously published.